wa1200lt said:
In the US it is definitely different than it is in Finland. In fact, as you can see the laws vary from state to state. The big difference on the medical side is that we don't have socialized medicine. Loren
Yep. Well familiar with the basic difference. Really do not know which one is better??? Anyway differences in how mandatory the insurances are and the coveradge of them - that is (was) a surprise to me.
The most basic difference between average european (and some) US states regulations seem to be
- In Europe you can always expect yourself to be covered for medical (by insurance companies)
- You can always expect to be covered for everything if you are the innocent one
- Against you being the guilty one - you can (and most of us do) have an insurance covering one's own material damage (as said the other party is ALWAYS covered by your mandatory insurance)
Well. When my dream comes true and I can arrange time (and some money

) to bike-trip in US, I do know to have myself (and everybody!) covered by all needed voluntary(?) insurances needed.
Next time on a business visit I will read the rental agreement / policy of a car with a lot more attention as I have done so far...