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Well don't know how they got it but one of my cards was compromised. Fortunately it was caught early and I'm not held responsible for the charges. There was a simultaneous charge in Canada and Florida. One for a department store and one for gas. There was also a couple of $1 'test' charges. All in one day. The bank got a hold of me, with a 'robot' call I thought it was a phising call. So I logged into my account and it was asking me if the charges were legit. Then I called the account security number from the web page. They will send me new cards. Since I still had the cards in my possession I figure a clerk may have taken a cell picture of my card or a printed receipt got into the wrong hands. It was on my last trip since I only use that card for travel. Be on the look out.
 

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Old Slow Guy in A Fast Car
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Michael ,The same thing happened to my Company credit card last year. I always check that account 3 or 4 times a week as I use the card for everything work related, Gas, repairs etc. There was 3 charges that got approved before the bank caught it. Chase removed all the bad charges & with my help found out where the card number was stolen. I am very carful where I use the card, I use the same 4 or 5 gas station most of the time plus the same online & brick & mortar stores. Chase tracked it to a Truck stop in Waco Tx that I used the day before the first bad charge & found a clerk using a card skimmer in one of the gas pumps. Chase said they alone were hit with over $10,000.00 in fraudulent charges at that same place. I had a new card the next day & all is good now. Chase did say it was good that I had NOT used my debit card as it was harder to get those charges reversed cause the money is removed almost at the same time of the charge.
 

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Yup, me too, got a call asking me if I had just made a $140 purchase through E-bay of India with my debit card.
I'm still not sure where they got me but I suspect it was an Amazon purchase since I don't use the card often, I prefer cash.
Suntrust bank handled it well, caught it early, closed the account and sent me new a card in a few days.
You would think if the thieves are smart enough to know how to do that,
it would be easy for them to get a good paying job for an IT company
 

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Unfortunately, this occurrence is so routine as to hardly warrant a post on the subject. The list of who it has not happened to is far shorter than those who have fallen victim.
 

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mwnahas said:
Well don't know how they got it but one of my cards was compromised. Fortunately it was caught early and I'm not held responsible for the charges. There was a simultaneous charge in Canada and Florida. One for a department store and one for gas. There was also a couple of $1 'test' charges. All in one day. The bank got a hold of me, with a 'robot' call I thought it was a phising call. So I logged into my account and it was asking me if the charges were legit. Then I called the account security number from the web page. They will send me new cards. Since I still had the cards in my possession I figure a clerk may have taken a cell picture of my card or a printed receipt got into the wrong hands. It was on my last trip since I only use that card for travel. Be on the look out.
If one of the charges was at a gas station, I suspect that you fell victim to a "skimmer". As far as I know, you can't charge for gas with just the card number!

A "skimmer" is a slim device that the bad guy would picky-back onto a legitimate card reader. At a gas station pump, is one possible place. When you wipe your card, the "skimmer" copy the data, and that is used by the bad guy to create duplicate physical cards! You can look for a skimmer by examining where you swipe your card to make sure that there is nothing strange, like loose pieces or extra pieces in/on that swiper that you are going to use. If in question, don't use it and point it out to the owner of the place!
 

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Had a similar incident a few years back with a card, but the thing was I had only used the card one time, since then it had been in my safe. So I was wondering how the thieves got the number unless they breach the card service......never did get a straight answer from them but they credited my account for the purchases.
 

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I have a company AMEX card. A couple of years ago I got a phone call asking if I had made a 1st class reservation from Hong Kong to Zurich on Swiss air for $11K and change. There was an additional charge of $800 for Nike apparel.
They replaced the card via FedX the next day.

Made the mistake of ordering some cell phone accessories from a Hong Kong site.
I suspect that the HK police were at the gate waiting for the perp!
 

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Moot said:
Unfortunately, this occurrence is so routine as to hardly warrant a post on the subject. The list of who it has not happened to is far shorter than those who have fallen victim.
Most like likey true.

A while back I got the call from Chase, asking if I had recently become very religious? Well, not really the question, but somehow a "church' in Miami got a hold of my card number and had run up enough small charges to amount to over $10,000.

Not really a big deal because they reversed them and sent me another card. Probably a good reason to have at least two cards. Traveling without one can be difficult.

I was on my way to an airport for an out of town trip when a clerk cut my card in half. It had been mistakenly reported and the clerk had no choice!
 

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Fortunately have never fallen victim to this, but have received security calls about our company card which can be used in several places at the same time because we use it to pay infrequent vendors were we don't have an account and require payment prior to shipping. In Canada we have chip technology on our cards which is suppose to make the cards more secure because you enter a pin as well as needing the card. If we accept credit card payment for a phone order we are on our own as the bank will not accept any responsibility for payments made at our terminal were the card was not present and the pin entered.

Gerhard
 

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I have no PayPal account. But I have purchased a few items from online vendors who use PayPal as their CC service. Each time the account was compromised. I don't think it was then vendor but someone getting into PayPal. I no longer buy anything if they use PayPal.
 

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Had same thing happen last year, the Friday night before Labor day. We were heading out for 2 weeks in N.M. the next Thursday. On Tuesday, I called my credit union's toll free number union's 24 number. They cancelled the multiple charges for wine, flowers, & 3 internet dating services. Total was almost $2K. They overnighted a new card to a motel we were staying at the second day of the trip. Never did find out how they got the number, as well as the 3 digit number on the back of the card that I always get asked when I order anything on line. When I order on line, I use a different card. Who knows how they git er done. Had a buddy with a massive line of credit in San Diego, get billed for over $25K worth of suspension, body & glass parts as well as a rebuilt engine for a BMW 7 series. The parts were sent to a vacant apartment in S. Dakota, & the contact phone was in another small town about 150 miles away, that was not a working number. He played hell getting that mess squared away.
 

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I am a believer in Paypal, never had a problem. I think the reason it works is that it separates your financial info from the vendor you may know little about. Most problems maybe all with Paypal are that the password is compromised. There are endless phishing sites that try to steal passwords so when entering your Paypal password you need to ensure you are on the Paypal site and not some fake site set up to gather usernames and passwords. The only problem I ever had was were a vendor tried to substitute product of lesser value for what I had purchased, the Paypal resolution process was straight forward and my funds were returned quickly.

Gerhard

P.S. I think your credit card info is in greatest danger when your card leaves your sight, the way most restaurants use to operate were you gave it to the wait staff and they disappeared for several minutes before returning with a slip for you to sign. Who knows what is going on for three minutes while they are processing the sale.
 

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I guess I am on the short list as I have never had an issue. PayPal or credit/debit cards. The wife had a few cards (not all) stolen out of her purse in her office at the library and did not know until the bank called asking about an unusual purchase.
 

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Enjoy The Ride
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I have not had a credit card for almost 5 years now. I did get a debit card a while ago & keep no more than a $1000 in that account.
 

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gerhard said:
How do you book a hotel room?

Gerhard
I have only booked a room once & used my debit card. I almost always stay with friends when I travel & if not I just look for a room when I'm tired.
 

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A little of topic but I'm with Dave on the pre-booking of hotel rooms,
it never seems to work for me, I find a room when I get tired.

Still remember riding past a dozen motels in the cold rain because I had reservations that wouldn't refund unless they had 24 hour notice.

The ones that really "pissed me off" wouldn't refund with a full week notice
(when my final drive failed) unless somebody else rented my cabin,

I'm talking about the spring training rally at the Iron Horse.
they will never get my business, ever!
 

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May they rot in hell :kaboom: :rolleyes:
 

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blueknightga6 said:
I have no PayPal account. But I have purchased a few items from online vendors who use PayPal as their CC service. Each time the account was compromised. I don't think it was then vendor but someone getting into PayPal. I no longer buy anything if they use PayPal.
I have the opposite experience. A couple times had bad experiences with credit cards being compromised, fortunately always caught early.

We now use PayPal often, and have never had an issue. My wife is retired from Bank of
America, and she insists that I use PayPal anytime it is available rather than a charge card. We have used PayPal MANY times over the past five years.
 
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