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I'm trying to purchase a used LT and I'm gathering insurance quotes. I have all my coverage through Allstate (Auto, Life, Home) and they just informed me they don't write motorcycle policies in CA anymore and they work through a company called McGraw. The quote is coming in at $900/year with 100/300 liability and $350 deductable - no options. As far as I can tell this is mostly based on engine displacement. No discount for MSF course and no good driver discount because I haven't had a motorcycle license for a year. No other discounts offered. To me, this is prohibitive and will keep out of biking. Is this the types of rates you are all paying? What are some other recommendations of companies to quote. Thank you,