Originally Posted by cali_beemer
With Geico I told them I ride about 2500 miles a year. The price goes down alot if you do that. Besides, they dont know the mileage on your bike. The Geico lady told me that if you were to ever ride more miles and need a claim they would just charge you the premium difference for more miles. The price of my insurance would be alot mre if I told them 10-15k miles per year. Just going to 5k miles made a difference.
OH dont be misled First the the Geico lady did not put that in writing did she.
Insurance co.'s have batteries of lawyers whose sole job is to word policies so that they do not have to pay.
They will not "just ad in the difference" If they find out that you got hurt at mile 2501 They will drop you like that hot rock.
Don't let anyone tell you different.
Never Lie to your insurance agent or your Lawyer.
Dont believe Me? WE have a 3 Mil umbrella Policy for the CO. One of our students Accused ! another student of assault . and claimed since this took place during school WE were also sued.
OUR insurance co. said we don't insure you for assault so we wont defend.
WE were ONly ACCUSED!!! no police involved no witness to support ( Our side had 17 Witness) NO MATTER they would not defend.
So I asked what if I was in a Barn and Two people who I did not know got into a fight The commotion frightened the horse I was working On at the other end of the barn causing injury .
"will you defend "
NO there was a crime. The assault . no matter we were not the people doing the assaulting They had wiggle words saying they had no requirement to defend or pay if there was a crime involved.
NO scenario I proposed could get them to do what I had payed THOUSANDS for them to do .
And remember it only took an allegation of a crime. Lying on your paper work gives them cause. They know how many miles you ride based on Fuel, service work done How many miles you had how many miles you have..... They will pay a bean counter to save them thousands. And all they have to do Is Deny you then YOU have to sue Them to prove otherwise.
AND now all they have to do Is Google search this site.
Insurance is a nessity I hope you never need it . There are good co.'s But you need to do your homework .
WE had Markell May they rot...