Kern County Smashes My LT - BMW Luxury Touring Community
 
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post #1 of 35 Old Apr 29th, 2007, 11:36 pm Thread Starter
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Angry Kern County Smashes My LT

Went on a Rotary ride out of Bakersfield this weekend.

Saturday afternoon one of the bikes detoured off the road into a gully.
No major injuries but I called 911 and rider was taken for observation.

CHP arrived before ambulance and and local Kern County Fire Rescue truck arrived next, parks behind my LT. Driver jumps out, truck takes off, driver jumps back in and now puts it in park but it had already smashed into my LT and punted it down the road. Major rearend and left side damage. He is really sorry and has not had an accident in 34 years. WHY ME??? Later tells me it will probably be a year to collect (maybe) as County is self insured and standard procedure is to deny all claims. WTF? Guess I now get to see how good Progressive Insurance is and they can fight with Kern County.

Everything on the left side will need to be replaced, windshield, mirror, lower faring. tipover wing, saddle bag, foot peg, taillight and entire trunk plus what ever else I have not noticed. Bike was knocked 5 ft completly onto its side with wheels off the ground. Sad sight.

Was able to ride it home and at 80 mph you can'nt hardly tell its been trashed.

Do not know if it can be fixed before Cambria ride (was leaving Friday)?
Will try to get it to A & S Tuesday am and hope they have parts.
Probably 4-5 hours job to replace everthing if they have them ??????????

Oh well, what can you do when you are parked and somebody decides to use your bike for a parking bumper block?

Doug Holck
Lodi, Ca

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Last edited by dougholck; Apr 30th, 2007 at 1:06 am.
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post #2 of 35 Old Apr 29th, 2007, 11:43 pm
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One good thing about your tale Doug.......

At least you were not on the LT at the time...

Sorry to hear about the bike though.

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post #3 of 35 Old Apr 29th, 2007, 11:48 pm
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That sucks.

The silver lining is that no one was injured in this part of the day's events and the bike could be ridden home safely.

Do you have UM/UIM? If your claim against the county is summarily denied, you might be able to file it this way and let Progressive subrogate to get their money back. Take lots of pictures of the bike, and try to get an adjuster to look at it BEFORE you have any work done if you can. I know this may interfere with your Cambria ride, but it may make the difference between collecting or not.

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post #4 of 35 Old Apr 29th, 2007, 11:55 pm
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Quote:
Originally Posted by dougholck
Went on a Rotary ride out of Bakersfield this weekend.

Saturday afternoon one of the bikes detoured off the road into a gully.
No major injuries but I called 911 and rider was taken for observation.

CHP arrived before ambulance and and local Kern County Fire Rescue truck arrived next, parks behind my LT. Driver jumps out, truck takes off, driver jumps back in and now puts it in park but it had already smashed into my LT and punted it down the road. Major rearend and left side damage. He is really sorry and has not had an accident in 34 years. WHY ME??? Later tells me it will probably be a year to collect (maybe) as County is self insured and standard procedure is to deny all claims. WTF? Guess I now get to see how good Progressive Insurance is and they can fight with Kern County.

Everything on the left side will need to be replaced, windshield, mirror, lower faring. tipover wing, saddle bag, foot peg, taillight and entire trunk plus what ever else I have not noticed. Bike was knocked 5 ft completly onto its side with wheels off the ground. Sad sight.

Was able to ride it home and at 80 mph you can'nt hardly tell its been trashed.

Do not know if it can be fixed before Cambria ride (was leaving Friday)?
Will try to get it to A & S Tuesday am and hope they have parts.
Probably 4-5 hours job to replace everthing if they have them ??????????

Oh well, what can you do when you are parked and somebody decides to use your bike for a parking bumper bolck?

Bummer Dude Glad you're OK though. You can drop off the bike tomorrow if you like. Parts and sales are open until 6pm. I would plan on riding the GS to Cambria though. I doubt we'll have a lot of the parts in stock to fix that, especially the painted panels...

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post #5 of 35 Old Apr 30th, 2007, 12:16 am
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Doug:

Sorry to hear about the bike.

You can have mine if you need an LT for the trip to Cambria.

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post #6 of 35 Old Apr 30th, 2007, 1:07 am
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Doug,
well that sure sucks! But very glad you weren't hurt. If you need a ride home from A & S let me know....

Did you call me Saturday? I saw where I missed a call from a Bakersfield area code, I called it back but no answer.

Hal
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post #7 of 35 Old Apr 30th, 2007, 2:07 am
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So sorry about the LT. But, as it was said earlier, you were safe, and that IS THE MOST IMPORTANT PART. Everything else can be replaced or fixed. But you, you are one of a kind.

Hope you make it to Cambria.

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post #8 of 35 Old Apr 30th, 2007, 7:46 am
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Quote:
Originally Posted by ademarzi
But you, you are one of a kind.
That's an understatement. Glad you're ok Doug!!!

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post #9 of 35 Old Apr 30th, 2007, 9:07 am
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Glad you were not on her. I would bet there will be no structural damage, But be prepared for it being totaled. The parts are pretty expensive and then throw labor on top of it. Once the price reaches 60-80% percent of value they total it. The good news is she can be put back together and be as good as she was before. Good luck with the insurance.

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post #10 of 35 Old Apr 30th, 2007, 11:27 am
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Sorry to hear that, Doug, but I'm real happy you weren't on the bike when fire truck hit it. Can you ride the GS to Cambria? Or be the only real man to show up and ride the 998 down there.

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post #11 of 35 Old Apr 30th, 2007, 11:31 am
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Quote:
Originally Posted by DavidTaylor
Sorry to hear that, Doug, but I'm real happy you weren't on the bike when fire truck hit it. Can you ride the GS to Cambria? Or be the only real man to show up and ride the 998 down there.
He could show up on the Duc, but Janet would probably kill him for even sugesting that LOL

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post #12 of 35 Old Apr 30th, 2007, 12:42 pm
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Shame to hear that your bike got trashed but again luckily you are ok.

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post #13 of 35 Old Apr 30th, 2007, 1:28 pm
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Doug, sorry to hear about the LT.

My 99 was badly rear-ended and our parking garage and it took Honda of Hollywood no less that 3 and half months to get it entirely fixed. The longest delay was for parts from Germany. The second longest delay was the dealer putting a list of parts to order together... They are not the sharpest tack in the box!!! The damage was in excess of $6,000!!! I had to keep coming back to get little things fixed...
Thankfully you have a much better dealer to handle your repairs!

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post #14 of 35 Old Apr 30th, 2007, 9:07 pm Thread Starter
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Photo op

Here she is:


Doug Holck
Lodi, Ca

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post #15 of 35 Old Apr 30th, 2007, 10:46 pm
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Quote:
Originally Posted by dougholck
Here she is:


that is not a pretty site

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post #16 of 35 Old Apr 30th, 2007, 10:52 pm
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Damn, that sucks. Glad you were not on the bike.

Did the CHP take a collision report? I doubt Kern County would deny the claim if there was a report taken.

Mike
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post #17 of 35 Old May 1st, 2007, 12:08 am
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Quote:
Originally Posted by mikerd400
Damn, that sucks. Glad you were not on the bike.

Did the CHP take a collision report? I doubt Kern County would deny the claim if there was a report taken.

Some insurers and Self-Insured clients direct the examiner to deny all claims if plausible, but it is unlawful under the Unfair Settlement Claims Act if they don't have a valid reason for the denial. In your case, liability is against (advers to) Kern County! If they issue a denial, you immediately respond and inform them of the facts and indicate that you will pursue litigation if necessary. The key words are the Settlement Act and the adverse clause, which indicates that there is no question to liability. You have all the evidence to support your claim. Although, they're self-insured and considered a public entity, the liability laws still apply. They are obligated to pay for the damages or the Actual Cash Value plus registration and tax if found to be at fault. Negligence is clearly involved, and will be noted by the examiner accordingly. Their is case law, which protects them under public immunity defense that could apply because it was an emergency response vehicle. I doubt that they would use the case law as a defense. They must also inform you why they are denying your claim.

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post #18 of 35 Old May 1st, 2007, 12:10 am
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On another note....How much damage was done to that firetruck? As much time and effort that goes into polishing those bumpers, it might be more costly to repair than the LT!

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post #19 of 35 Old May 1st, 2007, 8:16 am
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WOW! That SUCKS! Glad ur OK.

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post #20 of 35 Old May 1st, 2007, 2:50 pm
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Glad you're okay Doug!

Boy, there ain't nothing uglier than a flopped over LT
I'll die a happy man if I never see that again.

.

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post #21 of 35 Old May 1st, 2007, 3:09 pm
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Unhappy

Quote:
Originally Posted by Dan-A
WOW! That SUCKS! Glad ur OK.
+1, there is just nothing good about that, except that you're OK.

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post #22 of 35 Old May 1st, 2007, 3:26 pm
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Talking

Quote:
Originally Posted by BillyOmaha
Glad you're okay Doug!

Boy, there ain't nothing uglier than a flopped over LT
I'll die a happy man if I never see that again.

.
Better not ride with Doug then LOL It ain't the first time. There was that incident with the ice....

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post #23 of 35 Old May 1st, 2007, 3:30 pm
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The trick is to find a soft place to land. All my bike needed after this was a computer reset of the ABS module. All of the plastic was AOK...






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post #24 of 35 Old May 1st, 2007, 4:02 pm
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I Seem to remember that the LT faired far better than you did Ted....

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post #25 of 35 Old May 1st, 2007, 10:31 pm
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Doug that just sucks! on a good note I'v never see that side of your bike before anyway ,


Chuck The Slow.

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post #26 of 35 Old May 1st, 2007, 10:45 pm
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Quote:
Originally Posted by amarider
I Seem to remember that the LT faired far better than you did Ted....
...and I remember a group of screwballs draggin' Ted's LT about 20 feet before we remembered it was in gear.

Tom Lashbrook
Napa, CA
Minden, NV

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post #27 of 35 Old May 1st, 2007, 11:40 pm
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Quote:
Originally Posted by tlash
...and I remember a group of screwballs draggin' Ted's LT about 20 feet before we remembered it was in gear.

Yeah that was pretty funny...who was in charge of the clutch??



....oh that was me

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post #28 of 35 Old May 1st, 2007, 11:41 pm
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Quote:
Originally Posted by amarider
I Seem to remember that the LT faired far better than you did Ted....
Yes I was fairly grumpy the rest of the weekend. Bruised ribs IRRC

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post #29 of 35 Old May 6th, 2007, 12:25 am
 
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I must have been asleep at the computer for the past few days because I just noticed this thread. Doug I am glad you are safe, I don't know what I would do for a riding partner in June if you weren't there! I thought you and Janet were on the LT yesterday for your ride to Cambria. Hope you are having fun.
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post #30 of 35 Old May 8th, 2007, 7:33 pm Thread Starter
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Thumbs up Update

Progressive Insurance came to house today and wrote me a check based upon their BMW computer program. Bike goes to A & S Friday to see if they agree with extent of damage or find anything else? $4700 and change so far to make her pretty again.

Doug Holck
Lodi, Ca

I don't always ride motorcycles,
but when I do I prefer BMW's.
Ride safely my friends

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08 Suzuki DR650
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See you 2015 in Coeur d' Alene, Idaho

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post #31 of 35 Old May 8th, 2007, 7:36 pm
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By the look of the pics...seems like a fair amount...yes??

Nelson
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post #32 of 35 Old May 8th, 2007, 10:31 pm
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Quote:
Originally Posted by dougholck
Progressive Insurance came to house today and wrote me a check based upon their BMW computer program. Bike goes to A & S Friday to see if they agree with extent of damage or find anything else? $4700 and change so far to make her pretty again.

I'm $ure we can double that

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post #33 of 35 Old May 8th, 2007, 10:38 pm
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Quote:
Originally Posted by tedhudson
I'm $ure we can double that
Im sure you all can ...guess all of us who pay the premiums on our ins coverage wont mind...by the way maybe his neck is hurting too..

Nelson
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post #34 of 35 Old May 8th, 2007, 10:49 pm
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Quote:
Originally Posted by nelson61
Im sure you all can ...guess all of us who pay the premiums on our ins coverage wont mind...by the way maybe his neck is hurting too..

It was a joke Nelson. Lighten up

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post #35 of 35 Old May 8th, 2007, 10:58 pm
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Quote:
Originally Posted by tedhudson
It was a joke Nelson. Lighten up
Oh,I must have misunderstood.

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