Join Date: Aug 2003
Location: Kings Mountain, NC, USA
"Must" My eye. Time to change insurance companies. At the least it sounds like they are not a company you want to have any business with in any case if they treat you like that.
A number of years ago the State of North Carolina and I had a little disagreement as to my observing the posted speed signs. The insurance company sent me a letter informing me that they "must" increase my rates. I told them that if they did, I would switch insurance carriers, they were not impressed until I told them that not only would my auto insurance but also my home owners insurance and our business insurance would also go elsewhere. They did NOT increase my rates.
A while back my wife had an "at fault" accident. Got a registered letter from the insurance company (different one) with a document they wanted one of us to sign, a "consent to rate", didn't sound good so shredded it. They sent a couple more and finally called. We never signed it and they never raised our rates.
Just sets wrong with me if I pay them a lot of money for many years, have a ticket or a claim and they think they can now get in your pocket. What have they been doing with all of these funds they have been collecting from me all these years? Had I been self insured, it would have cost me $2,500 out of my pocket.
Visit an insurance company's offices, not an agent, but the company, note the Italian marble floors, mahoganey furniture, the paintings on the wall, the cars in the parking lots. Might they have spent or invested at least some of these funds a little better?
Point is, don't stand for it, contact the state insurance commissioner.
Last edited by gunny; Oct 2nd, 2005 at 11:49 am.
Reason: typo error