I have been a GEICO customer for over 42 years, starting with cars when I got out of the Army. Their claims procedures are fast and efficient, and mostly I used claims for glass breakage due to rocks in the windscreens. About a year ago, I had a couple of mechanical breakdowns on my BMW X5 diesel which totaled about $3000 with a 250.00 deductible and these were handled fast and efficiently also. Getting a 2/3 decrease in premium was really great news !
All that said, for the past few years I noticed large increases which I attributed to the BMW SUV's and high limits we were insuring, the X5 and a couple of X3's leased by my wife. Net result of all this was I got a renewal billing of $3200 for a SIX MONTH POLICY !. That pissed me off royally, and I called for an explanation, which was not forthcoming given a clean record and no accidents, so I took a look at USAA being a veteran, and they quoted me a $1200 for slightly better coverage, so I signed up.
For those of you who are not familiar with USAA, it requires either you or someone related to you to be a veteran. When I first signed on with GEICO, USAA would only take officers or retired officers, but that policy has changed, so check it out.
I still have the GEICO motorcycle insurance which is reasonable on the RT, but I believe that USAA/Progressive will get the motorcycle next renewal after I check on a couple of unanswered questions from Progressive.
Lately I have been getting "Please come back to us" junk mail from GEICO, but guess what ? The Lizard has insured my last automobile, and probably will lose the motorcycle insurance as well.