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post #1 of 11 Old Nov 17th, 2009, 6:23 pm Thread Starter
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Cycle Insurance

Now I have had motorcycles in my possession since 18 years old. Currently, my new K1300GT and two older Harleys. I have used Progressive Insurance for many years, I watched premiums go up and down and now, back up again. I just received my annual renewal here in California and was blown away by the price increase. It went up double what it was to just under 2 grand. When I called, the rep said California had substantial rate increase in September of this year. You bet they did. So the question is, did anyone else get a big surprise? I do carry full coverage with 100/300 coverage.
thanks, McWideglide
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post #2 of 11 Old Nov 17th, 2009, 7:05 pm
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Re: Cycle Insurance

Sorry, no. It must be a California thing. My rates actually went down slightly -- just like my property value. Nothing major.

I'm in one of the rust-belt flyover states. I pay $400 / year for a new 2009 R1200RT with FULL comp $500 deduct. 250/500/250 with 2MM umbrella. My old Guzzi costs me $230 / year including uninsured / medical / vandalism / liability.

Enjoy the palm trees and sunshine. Consider it a Paradise Tax.
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post #3 of 11 Old Nov 17th, 2009, 11:14 pm
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Re: Cycle Insurance

300 more in the great state of Texas, no tickets (knock on wood) or anything else- Im a pretty safe- read boring rider..'
Just ignore the avatar as that must have been a mistake.. I tell ya...

Don't be afraid to say what you feel, as those that matter DOnt mind and those that mind Dont matter.
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1980 YAMAHA XJ650 MAXIM (RIP)
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2001 BMW K1200LT
2004 BMW R 1150 RT Sold.....
2007 BMW R 1200 GS
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post #4 of 11 Old Nov 18th, 2009, 6:04 am
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Re: Cycle Insurance

I HAD Progressive for my Business Insurance & it almost doubled so I shopped around. I found the same coverage from Victoria insurance for less the I paid last year. It my just be Progressive. I have Dairy Land on the LT & pay $225. a year for full coverage.

Stevie Shreeve
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post #5 of 11 Old Nov 18th, 2009, 9:31 am
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Re: Cycle Insurance

Ya know.....with all the fires, floods, landslides, etc....ya can't possibly think that your rates won't go up when you live in such a disaster prone area. Someone has to pick up the bill for all those Bently's that got roasted............not me!

Bob Thede
'02 K1200 LT-Blackie II
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post #6 of 11 Old Nov 18th, 2009, 10:14 am
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Re: Cycle Insurance

Mcwideglide
About 2 months ago I got a smokin quote from Progressive who I was with from 1995 to 2004. I am now with State Farm. The quote was about $125 less than State Farm for more coverage. I was all over it at that point and happily wrote the check. Four days later I got a call from my guy at Progressive and the quote was now $150 more. To say I was disgusted would be an understatement. At this point I am still with State Farm. I will be shopping around in 4 months again.

'05 1200 RT, Ruby, as in RED, '04 1150 RT, '99 Ducati 748 BiPosto,
'93 Yamaha Seca II, '93 K1100RS (Silk Blue), '83 Yamaha Maxim 750
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post #7 of 11 Old Nov 18th, 2009, 11:42 am
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Re: Cycle Insurance

Quote:
Originally Posted by McWideglide
Now I have had motorcycles in my possession since 18 years old. Currently, my new K1300GT and two older Harleys. I have used Progressive Insurance for many years, I watched premiums go up and down and now, back up again. I just received my annual renewal here in California and was blown away by the price increase. It went up double what it was to just under 2 grand. When I called, the rep said California had substantial rate increase in September of this year. You bet they did. So the question is, did anyone else get a big surprise? I do carry full coverage with 100/300 coverage.
thanks, McWideglide

Call Jeff Young with Coastal One Ins. Hard to believe but he may be able to get you a better deal with Progessive. I had a customer this week call them direct and Jeff was able to get him a better rate on the same coverage.

916 473 9564

[email protected]

__________
2016 R1200GS Adventure
2006 DRZ400E

2007 G650 X Challenge
2006 GT200
2005 R1200GS


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post #8 of 11 Old Nov 18th, 2009, 1:17 pm
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Re: Cycle Insurance

Also Progressive offers (well they don't "offer" it you have to ask for it) significant discounts to home owners, lesser so for MSF MC training classes.

John
2009 K1300GT Red Rocket
2009 R1200GS (Gone)
2005 K1200LT Ocean Blue Blue Wizard 110 K and counting...
2006 Bushtec Turbo+2 Spell
2004 330 Ci Convertable
K4AN

Have ridden a Motorcycle in all 48
But lack DE, MA, RI and CT with the 2005 LT

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post #9 of 11 Old Nov 18th, 2009, 6:24 pm
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Re: Cycle Insurance

I paid $350 for the year on my 07 RT.
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post #10 of 11 Old Nov 18th, 2009, 10:14 pm
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Re: Cycle Insurance

Just sent in $ 385.00 for full coverage with Progressive including roadside assist.Seems about for 1 years coverage.

Vic Purvis NB4T
07RT
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post #11 of 11 Old Nov 23rd, 2009, 9:50 am
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Re: Cycle Insurance

I dropped Progressive and went with Safeco. I paid about $150 less for the year and got a much better medical coverage (needed as Kathy had lost her job along with her medical insurance).
Funny thing... we had a house guest for about 2 months who needed insurance on his Honda 599 in order to get his bike registration renewed (it's a California thing. Must show proof of insurance at the DMV). Since he was leaving for a 6-12 month assignment in Saudi Arabia I called my insurance guy and asked if I could put his bike on my insurance since I may be riding it every now and then (the bike is in my garage). The cost of adding his bike to my Safeco coverage was... -$8.00. Yes, you read it right. I received an $8.00 refund for adding a bike to my coverage!

Gilles & Kathy
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2011 Ostra Gray RT
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For her I climbed the highest mountain!
For her I swam across the deepest ocean!
For her I walked through the largest desert!
And then she left me... She said I was never home!!!


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