Mexican Insurance - BMW Luxury Touring Community
 
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post #1 of 5 Old Apr 8th, 2008, 7:14 pm Thread Starter
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Mexican Insurance

I am one of those long distance wannabes who can seem to only squeeze about 10 days at a time for extended rides. I want to ride from Cabo San Lucas, Mexico all the way up the coast to Vancouver, British Columbia. I would love to do the trip both ways, but will have to compromise by having a friend put my bike on his truck and drive it down to Cabo for me. I will then fly down and ride back. My question is what kind of insurance do I need to ride in Mexico? Wherre can it be purchased? Can my friend pick it up for me, when he crosses the border with my bike on the back of his truck, or do I have to be with him to sign for it? Any insights would be greatly appreciated!!
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post #2 of 5 Old Apr 8th, 2008, 8:19 pm
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Re: Mexican Insurance

When I went to Mexico this past january, driving the Audi, I bought an insurance ahead of time. I found a company online, and I got a good reference from the AAA. It was around $180.00 for 8 days. It seems that price goes up if you go over 20 miles past the border. Interestingly enough you don't pay much more for 6 months than you do for a little over a week.
The insurance certificate can be printed out and paid for online. The catch is that you need to know your start and end dates, and it is not refundable once your insured period started.
Crossing the border I was never asked to show my insurance.

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post #3 of 5 Old Apr 8th, 2008, 10:07 pm
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Re: Mexican Insurance

I totally misunderstood the term "Mexican Insurance"
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post #4 of 5 Old Apr 9th, 2008, 12:51 am
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Re: Mexican Insurance

Quote:
Originally Posted by ronk1200lt
I am one of those long distance wannabes who can seem to only squeeze about 10 days at a time for extended rides. I want to ride from Cabo San Lucas, Mexico all the way up the coast to Vancouver, British Columbia. I would love to do the trip both ways, but will have to compromise by having a friend put my bike on his truck and drive it down to Cabo for me. I will then fly down and ride back. My question is what kind of insurance do I need to ride in Mexico? Wherre can it be purchased? Can my friend pick it up for me, when he crosses the border with my bike on the back of his truck, or do I have to be with him to sign for it? Any insights would be greatly appreciated!!
I buy my bike insurance from these guys. Get a couple of days extra on each end.

http://www.bajabound.com/

If you get in an accident down there you don't want to get caught with out insurance. You'll get to visit one of the lovely Mexican jails.

It's also a good idea to get this - http://www.medjetassist.com/

I had to get air lifted out of Baja in 2006. You don't want to get stuck paying that bill...

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post #5 of 5 Old Apr 10th, 2008, 12:34 am
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Re: Mexican Insurance

Getting the insurance is a breeze. Having someone else take you bike could be an issue. First, if you have a lien/owe money on the bike you may be required to show "permission" to take the bike out of country. This is to the U.S Customs/Border Patrol.

Second, once you cross over, the Mexican side can require to show ownership. They don't want stolen vehicles ( unless they get it themselves) or vehicles to be sold over there. Usually you have to get a vehicle visa, and without proof of ownership and your own I.D. there could be a problem. If he has it and your not there, could be a problem.

Last month I let my son take my Tahoe ( the big LT) to San Carlos. They almost didn't let him go since he had all the proper vehicle docs, but left his birth certificate on the counter at home.

Coming back was an issue with the American side as he didn't have his Birth Certificate ( passport hasn't arrived yet) so they tagged my Tahoe LT as "non-compliant". Supposedly I have to show my passport or proof of citizenship next time I take it down to get it off the "non-compliant" list.

Living 60 miles north of the border, and our love of diving and beach fun, we have run into different situations depending on the moon cycle, wind blowing direction or daily temperature. We have just learned to plan for the worst, and hope for the best.

Good luck

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