Air Transport Insurance Thoughts? - BMW Luxury Touring Community
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post #1 of 13 Old Apr 18th, 2017, 1:38 am Thread Starter
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Air Transport Insurance Thoughts?

I have now known 3 people who have been air lifted from bike accidents over several years. The most recent just received a bill for the short helicopter ride of $52k. She claims insurance can be had that would have covered air lift for a few hundred bucks annually.

Any experience here on policies, coverage areas, costs, etc? I would guess to have nation wide coverage in the US, you wouldn't want coverage from a specific service provider, but rather a policy that would cover whoever was sent out in an emergency?

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post #2 of 13 Old Apr 18th, 2017, 6:09 am
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Re: Air Transport Insurance Thoughts?

That must have been quite a helicopter ride! I remember a woman attacked by a polar bear in Churchill Manitoba and had to be flown to Winnipeg it resulted in a bill around $10,000 if my memory serves me right.

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post #3 of 13 Old Apr 18th, 2017, 6:24 am
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Re: Air Transport Insurance Thoughts?

Air ambulance service here in the UK is provided free as part of the National Health Service (though funded as a charity through donations).
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post #4 of 13 Old Apr 18th, 2017, 6:26 am
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Re: Air Transport Insurance Thoughts?

Try this....

The IBA version of the website just says to reference the Iron Butt Association. https://www.medjetassist.com/ironbutt

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post #5 of 13 Old Apr 18th, 2017, 7:04 am
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Re: Air Transport Insurance Thoughts?

I am currently a Medjet member. My membership expires soon and I am switching to Global Rescue. It is my understanding that Medjet will only pick you up from a medical facility once you are admitted and stabilized for travel. Global Rescue will pick you up in the field if necessary. That's the main difference and it's a big one.
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post #6 of 13 Old Apr 18th, 2017, 9:23 am Thread Starter
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Re: Air Transport Insurance Thoughts?

Quote:
Originally Posted by gerhard View Post
That must have been quite a helicopter ride! I remember a woman attacked by a polar bear in Churchill Manitoba and had to be flown to Winnipeg it resulted in a bill around $10,000 if my memory serves me right.

Gerhard
She said it was a 20 minute flight �� (Edit: looks like 32 miles?)
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Chris

Ain't nothin like a friend who can tell you you're just pissin in the wind - Neil Young
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post #7 of 13 Old Apr 18th, 2017, 10:45 am
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Re: Air Transport Insurance Thoughts?

Wow, that is a bargain rate of only $391.78 per mile after the helicopter service charge of almost $39k.

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post #8 of 13 Old Apr 18th, 2017, 6:22 pm
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Re: Air Transport Insurance Thoughts?

Churchill is about 1,000 km (600 miles) from Winnipeg, I guess Canadian air ambulance rates are a real bargain. Here is a link to the article Erin Greene, polar bear attack victim, faces $13K in medical bills - Manitoba - CBC News

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post #9 of 13 Old Apr 18th, 2017, 9:17 pm
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Re: Air Transport Insurance Thoughts?

Quote:
Originally Posted by Iscadean View Post
Air ambulance service here in the UK is provided free as part of the National Health Service (though funded as a charity through donations).
We're not that shrewd over here I'm afraid. As Churchill was purported to have said, 'You can always count on the Americans to do the right thing after they have tried everything else.' I question his optimism. When it comes to 'health care', America is just plain stupid is as stupid does. From the fragmented, exceedingly expensive administrative overhead when you have hundreds of insurance plans instead of one clean true 'system', individual employers shopping for plans every fricking year or two and reeducating their employees, ad nauseum multiplied by the thousands of US employers who decide to offer health insurance, to the profit margins involved in not only insurance companies but drug companies big time, it's just plain idiotic. Americans are easily duped as well to put up with this nonsense.

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post #10 of 13 Old Apr 18th, 2017, 10:48 pm
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Re: Air Transport Insurance Thoughts?

Back on topic, I have had a membership with Airlift Northwest out of the University of Washington. Airlift Northwest | UW Medicine

A household membership costs $79 a year or $155 for 2 years. It's a regional service that covers Washington State and Southeast Alaska, and offers reciprocal services with programs in neighboring states. This one includes "vacation" coverage for visitors in their area of coverage. I'm pretty sure there are other regional organizations across the US.

Given this is a motorcycle forum, you may be thinking of it in terms of travelling on your bike and perhaps having an accident, but it's broader than that. Anytime an EMT or officer calls for airlift assistance due to health or accident is reason enough to be covered considering the cost of transporting.

90% of the time, I'm in my region, so I'm fine with the coverage, but would really like something that covered me through the US and Canada, and should I travel further, I'd consider one of the international services.
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post #11 of 13 Old Apr 19th, 2017, 9:12 am Thread Starter
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Re: Air Transport Insurance Thoughts?

Quote:
Originally Posted by Rainman48 View Post
would really like something that covered me through the US and Canada
Exactly what I'm hoping to find. I sent an email of inquiry to Global Rescue per badog's post, so hopefully I get more info.

Chris

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post #12 of 13 Old Apr 19th, 2017, 11:05 am
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Re: Air Transport Insurance Thoughts?

Quote:
Originally Posted by CWRoady View Post
Exactly what I'm hoping to find. I sent an email of inquiry to Global Rescue per badog's post, so hopefully I get more info.
Looks like Global Rescue gets involved only if you are at least 100m from home or something along those lines. That, combined w/ local services as we have here in Chico CA (local hospital flight care plan that gets involved when they are the closest/fastest option to get to you, versus other EMS systems that might be closer to you) might be one way to cover most scenarios.

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post #13 of 13 Old Apr 19th, 2017, 2:17 pm
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Quote:
Originally Posted by NoelCP View Post
We're not that shrewd over here I'm afraid. As Churchill was purported to have said, 'You can always count on the Americans to do the right thing after they have tried everything else.' I question his optimism. When it comes to 'health care', America is just plain stupid is as stupid does. From the fragmented, exceedingly expensive administrative overhead when you have hundreds of insurance plans instead of one clean true 'system', individual employers shopping for plans every fricking year or two and reeducating their employees, ad nauseum multiplied by the thousands of US employers who decide to offer health insurance, to the profit margins involved in not only insurance companies but drug companies big time, it's just plain idiotic. Americans are easily duped as well to put up with this nonsense.

OK sorry this is a moto forum--not another word!
Don't worry. The U.K. Tory government is running the system down so that insurance-based private healthcare system will wither on the vine thus providing a two tier system with the best resources going into those who pay and the worst going to the poor who can't afford healthcare at all. Motorcyclists who have serious accidents will be asked - as in the US - for their credit card before treatment. A national system, 'free at the point of need, irrespective of the ability to pay', is a sign of a civilised society which asks all citizens to pay as a percentage of earnings. It's also half the cost per person per year than the US. Guess where the extra $3000 pp/py goes? CEO salaries of course. Better to have an accident in the UK I think. Or maybe not at all.
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